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Health care experts have long said that a public health insurance option not only would provide lower-cost health insurance for those who choose it but would also force private insurers to lower their premiums. A public option was a key element of the 2009 House-passed version of health care reform, but it did not make it to the final bill.
Now, as lawmakers focus on deficit reduction, with many Republicans calling for cuts in health care benefits and shifting even more costs to working families, the creation of a public option as a deficit-reducing tool—along with its other benefits—is back on the table.
On Tuesday, Reps. Jan Schakowsky (D-Ill.) and Henry Waxman (D-Calif.), along with 43 co-sponsors, introduced H.R. 26, the Public Option Deficit Reduction Act. This bill would offer consumers the choice of a publicly run health insurance plan, an option they say would save more than $100 billion over 10 years. Schakowsky says:
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